Auto Insurance Billings Montana MT
Reader’s Question:
I got involved in an accident where I was seriously injured. Am I covered through the bodily injury coverage in my policy? Since I have full coverage and GAP coverage as well, I should be covered, right? My insurance company in Billings, Montana said something about a settlement, but I am not sure if that meant for the value of the car, or for the injuries I sustained.
Catherine
Billings, MT
The terms and conditions of your car insurance policy limit the coverage for your bodily injuries but it appears that you do have the type of auto insurance that will cover your injuries in Billings, MT. Your normal health insurance may be enough to cover the medical bills associated with a single-vehicle accident so you may want to know that first.
It appears that your car is totaled in the accident so it is more likely that your collision and your GAP coverage would be used if you owe more than your car’s actual cash value (ACV). Lastly, you may need to contact your Billings, MT insurance agent so that he or she can explain to you in detail if you can take advantage of the Uninsured Motorist Property Damage (UMPD) and other types of auto insurance coverages and to find out for certain if the injuries could be covered by any of them.
Tags: auto insurance, car