Billings SR22
Q: I just moved to Billings, Montana, and I’ve noticed that my Billings SR22 premium is lower now. Did it change because of the move?
A: Although your specific rate change on your Billings SR22 insurance policy may have had other causes, it is possible that it was caused by your move because where you keep your car does impact how much you pay for your premium. That’s why whenever you fill out a car insurance quote form, you are asked for your zip code at the beginning and also about where you keep your car. Whenever you move, you should get quotes on possible zip codes ahead of time so that you can factor the cost of your car insurance payments into the cost of living in that area.
So, why are some areas more risky than others? Why does a Billings SR22 cost more than an SR22 from where you lived before? Well, car insurance companies go by their records on the amount of claims made in certain areas and types of areas. If you live in the suburbs or in the country where there aren’t a lot of people or traffic, then your car has little chance of being crashed or stolen. If you live in the city, though, crime tends to be higher and traffic does as well, so your risk for those two things goes up quite a lot.