Butte SR22
Q: Since I’m having to buy Butte SR22 car insurance, shouldn’t companies be required to sell me a policy? Because I’ve been looking, and I can’t find a single one.
A: Car insurance companies don’t have to sell you anything, least of all a Butte SR22 car insurance policy, since you are in a high risk category, as all those who have SR22 policies are. Even though car insurance companies can’t deny you insurance for things unrelated, like skin color or religion, can discriminate based on the risk you pose to them, or, as they say, the number of claims others who are in your demographic end to file.
If you have a hard time finding a car insurance company to get your Butte SR22 policy with, you should look at higher priced companies which tend towards drivers who own costly cars and other people who are high risk. It’s easier to have one of these insure, although i isn’t definite, and it’s also cheaper than your last resort.
If even they deny you, you head to your last resort, which is joining your Butte SR22 assigned-risk pool, run by the Department of Insurance, which will randomly give you to a car insurance company to be insured. All companies which are licensed participate in his pool.